《社科类大学金砖英语读写教程（3）/大学金砖英语数字化系列教材》有以下特点：1.满足“一般要求”、“较高要求”、“更高要求”的层级特点；2.满足“理工”、“医学”、“农林”、“社科”不同学科需求内容个性化特点；3.可以在线自主学习的数字化特点。
《大学金砖英语数字化系列教材:社科类大学金砖英语读写教程3》是由北京对外经济贸易大学出版社出版。
Unit 1 Environment
Unit 2 Population
Unit 3 Job Hunting
Unit 4 Juvenile Crime
Unit 5 The Aged and Health Problems
Unit 6 Unfair Social Problems
Unit 7 Globalization and Financial Crisis
Unit 8 E-commerce
Unit 9 Education Equals Future
Unit 10 A Diverse World
Key to the Exercises
4 "This is a broadly flat market and likely to'stay that way for the next 12 to 24 months，" says Chris Rhodes of Nationwide，the country's biggest building society.Regulators are determined to stamp out the speculative element ofthe market， which helped drive prices up before the financial crisis.The Financial Services Authority is currently consulting on proposals that would require lenders to assess the impact of future rate rises on borrowers' ability to repay， for instance.
5 That would make it much harder for ordinary folk to take out interest-only mortgages.
6 A flat market does not mean an unchanging one， however.Parts of the market are livetier than others， and none is more energetic than buy-to-let lending， in which private landlords buy houses to rent out.This sector also suffered during the crisis： gross advances fell from ￡45 billion （$90 billion） in 2006 to around ￡13 billion now.But lenders are expecting growth of 10-20% in the buy-to-let segment this year， and are scurrying to beef up their presence in this area.
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